Personal Checking
If you dislike fees, you will love our checking accounts.
Account Information
| Account Type | Summary | Minimum Balance | Interest | Statements |
|---|---|---|---|---|
| Foresight Checking |
Free account with no minimum balance and several convenient features
|
$0 | No | eStatements required |
| Premium Checking |
Flexible account with no minimum balance, $3/month fee, free checks, and discounts on bank products
|
$0 | No | eStatement or Paper |
| Interest Checking |
Free account with competitive interest
|
$1,000 | Yes | eStatement or Paper |
| Classic Club Checking |
Free account with competitive interest, free checks, and discounts on bank products
|
$1,000 | Yes | eStatement or Paper |
Please contact us for assistance in determining which account type best matches your needs. Switching account types is free and easy if your needs change.
Foresight Bank’s personal checking accounts all come with the following free features:
- Unlimited Online Bill Pay
- Online Banking
- Mobile Banking: Check balances, transfer funds, pay bills, make loan payments, receive alerts, and more
- Mobile Deposit: Deposit checks by taking a picture and submitting the deposit through our mobile app
- Text Banking: Check balances and account transactions by sending text messages
- Debit Cards: Get cash at ATMs and make purchases at any merchant that accepts MasterCard
- AnswerLine: Free 24-hour telephone banking service allows you to check balances, transfer money, and more
- Direct Deposits: Have your regular paycheck or Social Security check deposited electronically into your bank account
- Overdraft Protection: Avoid overdraft fees with a convenient line of credit (subject to credit approval; interest accrues on loan balance)
- Automatic transfers and loan payments
- Sweep Accounts: Automatically transfer money between checking, savings, and Money Market accounts to maximize your interest income
Checking Account Rates (0.30% - 0.40%)
| Account Type | Minimum Balance for APY | Annual Percentage Yield (APY) | Interest |
|---|---|---|---|
| Interest Checking Consumer |
$1,000 $2,500 $50,000 |
0.30%
0.35%
0.40%
|
0.30%
0.35%
0.40%
|
|
Classic Club Checking
Consumer
|
$1,000 $2,500 $50,000 |
0.30%
0.35%
0.40%
|
0.30%
0.35%
0.40%
|
Open an Account: Click HERE to begin the process of opening an account.
Contact Us: If you would like to begin a conversation, feel free to contact one of the deposits team members directly or tell us how we should get in touch with you.