- Fast and local decisions
- Low closing costs
- Local servicing (make your payment locally)
- Our knowledgeable and friendly team will be there for you before and after your loan is established
- Fixed and adjustable-rate mortgages
- We handle complicated transactions and projects, helping you achieve objectives on time and on budget
- We understand the importance of timely and responsive service
- All loan decisions are made locally by people who live in the communities we serve
- Our bank has provided credit to families in our region for over 115 years
- We see the “bigger picture,” enabling us to approve loans that do not fit neatly into other banks’ rigid programs
Mortgage Lending
We do mortgages differently!
Meet our Mortgage Lending Team

Cassie Harrington
President
- Direct: 507-534-4522
- NMLS License 450190

Ryan Schneider
Loan Officer
- Direct: 507-534-4538
- NMLS License: 2446537

Amy Novotne
Loan Officer
- Direct: 507-534-4508
- NMLS License 729170

Rob Ebin
Loan Officer
- Direct: 507-534-4507
- NMLS License 828705

Carol Wolf
Loan Assistant
- Direct: 507-534-4532

Andi Krause
Loan Assistant
- Direct: 507-534-4517

Liz Steffel
Loan Servicer
- Direct: 507-534-4021

Tia Johnson
Loan Processor
- Direct: 507-534-4017

Lourdes Pope
Loan Processor
- Direct: 507-534-4528
- Home purchase
- Refinance
- Construction
- Home improvement
- Rental property
- Acreages
- Bare lots
- Renovation and resale
- Investment property
- Renewable energy and conservation projects
- Online and Mobile Banking: Check balances, transfer funds, pay bills, receive alerts, and more
- Mobile Deposit: Deposit checks with your smartphone
- 24-hour telephone banking service allows you to transfer money, and more 507-534-9281
Contact Us: If you would like to begin a conversation, feel free to contact one of the lending team members or tell us how we should get in touch with you.